Junior Loan Officer Job at Gpac, Columbia, SC

VXM0ZnBMVFFjb3lTQ3NJOUx6bjlCVzZ4ZXc9PQ==
  • Gpac
  • Columbia, SC

Job Description

Junior Loan Officer

Junior Loan Officers work alongside established ag and commercial lenders to learn the industry, and market area, and learn the rules and regulations. Time will be spent on the credit analysis side of banking as well.

Junior Loan Officer Requirements

* Bachelor's degree in business, finance, or accounting
* Banking background preferred

Junior Loan Officer Responsibilities

* Acquisition, expansion, and retention of commercial relationships using a proactive calling strategy
* Cross-sell ancillary products and services of the bank
* Analyze credit history of applicants and determines loan repayment capabilities
* Negotiate credit terms, such as costs, loan repayment methods, and collateral specifications
* Develop and maintain interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
* Evaluate potential customer loan requests and make loan recommendations to management
* Daily review, approval, and disposition of commercial overdrafts
* Review new laws and regulations that influence business lending within the financial institution and make recommendations to management when necessary
* Provide assistance and recommend training for new commercial loan officers
* Develop new customer prospects and business
* Represent the bank in the local community through active participation in community affairs

This opportunity includes an excellent compensation and benefits package. This bank prides itself on retaining employees and has one of the best tenure backgrounds in the area.

I partner with companies all over Missouri and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies. To be considered for this position and others, please apply with a resume. With any more questions or inquiries, email Nash Wergin at

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Job Tags

Full time, Local area

Similar Jobs

Guru Schools

Product Owner (Entry-Level / Junior) Job at Guru Schools

 ...Product Owner (Entry-Level / Junior)Location: Tempe, Arizona Work Mode: Remote (Work From Home)Employment Type: Full-Time Experience Required: 0-3 Years Position Overview: We are seeking a highly motivated and enthusiastic Product Owner to join our team... 

LifeStance Health

Psychiatric Mental Health Nurse Practitioner with experience - Outpatient Job at LifeStance Health

 ...Prefer Child and Adolescent focused!What we offer Nurse Practitioners: ~ Flexible work schedules. ~ Full Time opportunities...  ...Nurse Practitioners that are: Licensed in Utah with a Psychiatric Mental Health Nurse Practitioner Certification . We do not accept FNP... 

Confidential

Solidworks Draftsman Job at Confidential

 ...Responsible for Producing accurate, production ready 3D models, assemblies, and detailed technical drawings that support manufacturing...  ...or related field ~ Experience with ruggedized enclosures or electronic packaging Applicant may be subject to a background check... 

Lokal

Associate Trust & Safety - Eaze Job at Lokal

 ...About the Role We are looking for a detail-oriented and responsible Associate Trust & Safety to help maintain a safe and trusted experience for our users. In this role, you will review and moderate user interactions, enforce community guidelines, identify policy... 

Reefhouse Resort & Marina

Spa Massage Therapist Job at Reefhouse Resort & Marina

The Massage Therapist administers professional massage and body treatments to our guests. They must have a thorough knowledge of numerous massage modalities, possess a general understanding of body treatments and be willing to train in our spas specific massage and body...